Electronic devices or computers are very delicate equipment as it contains our personal or professional sensitive information. The risks associated with their disaster are sometimes immense. If your equipment abruptly broke down, it may cause hurdles in your operations and that’s when computer/laptop repair companies can help with repair or replacement costs from insurance companies in such situations by investigating the issues Therefore, nowadays computer insurance is a need nowadays. Insurance policies and its processes are hard to understand and lengthy to claim but here we guide you about computer insurance coverage. We make it easy and short in your busy routine and save your time.
Types of Computer Disasters Client faces
People costly face liquid damage which includes a slip of coffee or tea at the working desk. Other disasters that people face is of fire and slip/fall of laptops. It does not matter what kind of accident is and how much the loss of potential is such as a loss of sticky keys or a hard drive or the entire system. If a client can claim his /her insurance depending upon company policy, he can recover the loss. Here’s a shortlist of the type of claims and how the client can claim it with the insurance company:
- Water and over charging battery damage
Slip of tea/drinks on laptop, overcharging of battery.
- Electricity and Fire
The impulsive overflow of electricity can damage the processor or any other component.
- Customer slip and fall
Client unintentionally slip the laptop while holding in hand or placing on desk.
- Burglary and theft
Forgot to pick at shop or often at bus stand.
How do laptop repair companies make diagnostics?
Apart from the fact that each client will have a different situation, insurance companies won’t deal with any unrealistic situation. For example, one case is the computer melt completely by fire, or flooding in the river, stolen in the jungle during the adventure. Also, computer repair companies do not report these kinds of scenarios. To help clients, repair companies understand and investigate in detail and write it in their reports to make sure to note all the issues critically in their report, so the client gets paid.
They inspect and draft all detail of the sequence of events they see by themselves. They also execute the event list mentioned by the client and confirm it to avoid any self-created or fake damage to claim insurance. For instance; a cracked screen after a fire, the type of crack, due to heat or drop, crack screen seemed to be from how much height. Damage to the battery or another part of the laptop due to Overcharging, Think and write every possible situation beyond computer general problems. Even if there’s grease or smell or liquid spots or no damage on reported part of the equipment or recently replaced the component.
Report all to the insurance adjuster
Computer repair companies tried to get the client paid if there is any loss. The insurance company covers that as per their policy. However, if they do not see any apparent problem with another component of a computer, they use their skills to make a report. Moreover, if there will be possible damage occur due to a drop of laptop on a hard drive. They suggest replacing it too.
How the client pays their bills depends upon their choice. If the client doesn’t need the computer fix urgently, they usually wait to get paid by the insurance company. And give the invoice to the insurance company. We advise the client to inform insurance company at the time of the accident and after diagnosing with professional laptop expert instantly, ask for their approval and pay using the method convenient for you.
Sometimes a minute claim can be distressing to you seldom policies can be frivolous. Be very well prepared already and consult with a licensed insurance professional who can determine what insurance policy you need.